Billing & Insurance
» Billing & Insurance :

At FYZICAL, we accept Workers’ Compensation, Medicare, and most major insurance plans, which means you can typically expect little to no out-of-pocket expenses. Please contact your insurance company or you may call our office at (941) 721-1854 to find out if we accept your insurance plan.

If your insurance plan requires you to pay a co-payment, co-insurance, and/or a deductible, you will need to pay at the time of your visit. For your convenience we accept cash, checks, Visa, MasterCard, Discover, American Express.

If you have a question related to your bill or insurance, please contact our billing specialists at (941) 721-1854.

Insurances Accepted

FYZICAL accepts most major health plans serving Manatee County, as well as Medicare and Workers' Compensation. Please contact your insurance company or you may call our office at (941) 721-1854 to find out if we accept your insurance plan.
The current list of participating insurances are:

Automobile Accidents:

  • All Carriers

Commercial Insurances:

  • Accountable Health Plan
  • Aetna: HMO, PPO, EPO, POS (We gladly complete the Authorization paperwork for your office through ATA: Pin#: FL03-995-5115)
  • Anthem: In network through BCBS of Florida (Provider #Y904Z)
  • Avmed
  • Beech Street
  • Blue Cross Blue Shield: PPO, Traditional Providers and Health Options (Provider # Y904Z)
  • CCN Network
  • Coventry
  • Empire
  • Evolutions HealthCare
  • First Health Network
  • Focus / MetraComp Network
  • Golden Rule
  • Humana (All Plans)
  • Integrated Health Plan
  • Managed Physical Network
  • United Healthcare - New York
  • Manatee Health Network
  • Meritain Health
  • Multiplan Network
  • MVP Healthcare
  • One Health Plan
  • Great West
  • PPNI Premier Provider Network
  • PHSN Private Healthcare Systems Network
  • United HealthCare

Medicare and Medicare Replacement:

  • Aetna
  • Blue Cross Blue Shield Medicare Advantage HMO and Medicare Advantage PPO programs
  • Freedom Health Plan
  • Humana
  • Optimum Health
  • Railroad Medicare
  • United HealthCare Medicare Complete
  • Veterans Administration (VA)
  • Vocational Rehabilitation

Worker's Comp Insurance:

  • Align Networks
  • MedRisk
  • Sedgwick CMS
  • Travelers Workers’ Comp
  • Memic Work Comp
  • Zurich
  • Cypress Care
  • Heartland Therapy Network
  • TechHealth
  • Universal Smart Comp


  • TriCare (STANDARD only, for PRIME we are out of network providers)
  • Law of Office; Letter of Protection

Care Credit:

FYZICAL also offers Care Credit. CareCredit is offered as an alternative to consumer credit cards, cash or checks. CareCredit allows you to pay over time instead of a lump sum prior to treatment. Offering CareCredit removes the accounts receivable responsibilities and allows our physical therapists to focus on recommending and providing the best care to you.

Financial Arrangements

All co-pays, deductibles and co-insurance are due at the time of your visit or procedure, unless prior arrangements have been made with our office. We accept cash, checks, MasterCard, Visa and Discover. As a courtesy to you, we will bill any insurance company. However, the assurance of payment for services is a patient responsibility. We will help in any way we can to assist you in handling claims. For more information, Contact Us Today at Bradenton, FL Center.